How to Fund Your Fashion Business with The Folklore Capital

Navigating the financial landscape of running a fashion brand can be daunting. From securing funds for production to managing daily operations, the financial needs of a growing brand are varied and complex.

The Folklore Capital is dedicated to supporting the growth and success of growing brands and our Capital service is here to simplify this journey, offering a streamlined approach to business funding, tailored to meet the unique demands of the fashion and lifestyle sectors.

By providing access to tailored financial solutions, we help you overcome financial hurdles and secure the funding needed to thrive in the competitive fashion industry. Our goal is to empower brands with the resources they need to succeed, providing access to financial expertise and flexible funding opportunities. Whether you need capital to fulfill a large purchase order or to maintain daily operations, Capital offers customized solutions to support your brand’s growth.

Explore our funding options today and take the next step towards empowering your brand’s future.

What we offer

Purchase Order Financing

Purchase order financing (also know as “PO financing”) is a solution businesses use to help pay their suppliers for existing orders. This type of financing allows you to meet your manufacturing demands even if you don’t have the upfront capital to do so.

This type of financing is crucial for maintaining production schedules and meeting customer demand, without straining your cash flow.

Working Capital

Working capital financing is a type of lending that allows your business to borrow money to cover your day-to-day operations such as payroll and other essential expenses.

Ideal for businesses with inconsistent cash flow, this financing ensures your operations run smoothly, allowing you to focus on growth.

Eligibility criteria

To be eligible for The Folklore Capital’s financing services, your business must:

• Be registered in one of the serviced regions: US, Nigeria, Ghana, Kenya, South Africa, or the UK.
• Have an existing purchase order with a third party, such as a retailer (for PO financing).
• Be able to provide financial information, including sales reports and profit and loss (P&L) statements.
  
  

How it works

Apply for funding

Submit an application for purchase order financing or working capital loans for your brand 

detailing your revenue, financing needs, and the type of loan you are seeking. Our team will then review your application to match you with suitable lenders.

Review your options

Evaluate and compare funding options and loan offers from multiple lenders available on our platform. This allows you to select the financing solution that best aligns with your brand’s needs.

Get funded

Work directly with our lenders to finalize the terms of your offer to get your brand funded. You will be able to negotiate with the lender, agree on the details, and provide your banking information to receive funds to your bank account.

Explore funding with The Folklore Capital here